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Life goals examples

A life goal here is one sentence you can check: what you will do, how you will measure it, the target, and the date. Write one for each of six pillars — money, family, health, learning, dreams, and friends — so money is one goal, not the whole plan. The examples below come from four fictional households, one per decade.

The households and their numbers are fictional and dated 2026. Each is shown in its own currency. Nothing on this page is saved, and none of it is advice.

Six life pillars

What are the six life pillars?

A life in six measures. Money is one vertex, not the whole shape.

Weight them by this season’s priority, time, and effort — not a grade. Age, stage, and taste choose a different mix. The dashboard stays finance; a full life lives on Life Vision. Do not wait until the Freedom Date to begin.

  1. Money

    The engine — never the destination.

  2. Family

    Shared hours, not shared accounts.

  3. Health

    The only wealth you cannot reclaim.

  4. Learning

    A mind that stays in motion.

  5. Dreams

    The reason the engine exists.

  6. Friends

    The people who make the years matter.

How to write a life goal with a target you can check

Life Vision gives each pillar the same fields. What is the sentence; Measure is what you will count; Target is how much is enough; By when makes it checkable. Next step and How often turn it into a habit, and Why this pillar says why it earns its place this season. Here is one complete row from the 40s household’s Learning pillar.

Together these fields make a SMART goal: specific, measurable, achievable, relevant and time-bound. Life Vision ticks the letters as you fill a goal in — S for What, M for Measure, A for Next step and T for By when. R is always on, because every goal sits on a pillar.

Example · 40s · Learning

What
Played one complete song at a Tan family dinner on 14 Jun 2026 — 25 minutes Tuesday and Thursday through the spring.
Measure
Song performed at dinner
Target
1
Next step
Practised Tuesday and Thursday after the twins were in bed. Performed at the June Sunday dinner.
Why this pillar
A guitar at 42 pays a memory dividend the twins will remember; a guitar at 65 is a different story.
By when
14 Jun 2026
How often
Weekly
Status
COMPLETED

Examples from four households, one per decade

These are the same fictional Lives in Season households as the FIRE and Path to Zero calculators. Pick a decade to see that household’s six life goals, how it weights the pillars this season, and its life experience goals.

Life goals in your 20s: Jordan Hale, 26, United States

Roth and the workplace pension came first. Taxable brokerage is the smaller sleeve.

Pillar priority, 1–10

Money
6
Family
3
Health
7
Learning
9
Dreams
8
Friends
8

Six life goals

  • Money

    What
    Keep the 500 workplace pension, the 250 brokerage auto-invest, and the 90 emergency top-up through 31 Dec 2026, even on a thin freelance month.
    Measure
    Brokerage contribution hits 250
    Target
    Every payday
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    ON TRACK

  • Family

    What
    Call home one Sunday a month that is not a logistics dump — 20 minutes, no spreadsheets.
    Measure
    Sunday calls
    Target
    1 / month
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    AT RISK

  • Health

    What
    Three gym sessions a week through 31 Dec 2026 — 45 minutes, commute home after, not a 90-minute identity.
    Measure
    Sessions logged
    Target
    3 / week
    By when
    31 Dec 2026
    How often
    Weekly
    Status
    IN PROGRESS

  • Learning

    What
    Handed in the night-class module on 15 Jun 2026 — kept the Tuesday slot even when freelance pinged.
    Measure
    Module submitted
    Target
    1
    By when
    15 Jun 2026
    How often
    Weekly
    Status
    COMPLETED

  • Dreams

    What
    Book the first long-haul (shoulder season 2027) — the 3,400 sleeve is funded on paper; a deposit is a date.
    Measure
    Deposit paid
    Target
    1
    By when
    31 Mar 2027
    How often
    Quarterly
    Status
    ON TRACK

  • Friends

    What
    Two non-work hangouts a month with Alex and Remy — a kitchen, a walk, not a networking drink.
    Measure
    Hangouts
    Target
    2 / month
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    ON TRACK

Life experience goals

  • First long-haul trip
    What
    Shoulder-season 2027 long-haul — one city, two weeks, a renter’s trip not a sabbatical.
    Category
    Travel
    Time bucket
    20s
    Cost
    USD 3,400
    Memory dividend
    High
    Health/energy
    High
    By when
    31 Mar 2027
    Status
    On Track
  • Festival weekend
    What
    One weekend festival with Alex and Remy in 2027 — tickets before the lineup FOMO tax.
    Category
    Event
    Time bucket
    20s
    Cost
    USD 1,800
    Memory dividend
    High
    Health/energy
    Medium
    By when
    1 Jun 2027
    Status
    Planning
  • Night-class module
    What
    Handed in the night-class module on 15 Jun 2026 — kept Tuesday homework before freelance through the final.
    Category
    Education
    Time bucket
    20s
    Cost
    USD 900
    Memory dividend
    Medium
    Health/energy
    Low
    By when
    15 Jun 2026
    Status
    Completed
  • Weekend climbing gym
    What
    A ten-punch pass and two Friday nights before the year turns — not a membership identity.
    Category
    Skill/Hobby
    Time bucket
    20s
    Cost
    USD 480
    Memory dividend
    Medium
    Health/energy
    High
    By when
    31 Dec 2026
    Status
    In Progress
  • First 10k
    What
    Finish a local 10k in spring 2027. The fee is the smallest line.
    Category
    Health
    Time bucket
    20s
    Cost
    USD 120
    Memory dividend
    High
    Health/energy
    High
    By when
    30 Apr 2027
    Status
    On Track
  • Camper month out west
    What
    A used van and four weeks when the night class is done — Dream until a year is dated.
    Category
    Travel
    Time bucket
    20s
    Cost
    USD 8,500
    Memory dividend
    High
    Health/energy
    High
    By when
    —
    Status
    Dream

Life goals in your 30s: Morgan & Drew Ellis, 34, United Kingdom

Two UK incomes, one small person, a terrace that is not yet an asset-light story. Wraparound care is easing and the mortgage still leads the month — but pension, ISA, and brokerage are finally pulling weight. A Junior ISA starts here so it is already on the row when Eden is seven.

Pillar priority, 1–10

Money
7
Family
9
Health
6
Learning
6
Dreams
5
Friends
5

Six life goals

  • Money

    What
    Keep the 342 brokerage auto-invest, the 240 Junior ISA, and the 55 emergency top-up through 31 Dec 2026 even when wraparound weeks run long.
    Measure
    Three transfers hit payday
    Target
    Every payday
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    ON TRACK

  • Family

    What
    Booked the portable family trip — deposit paid 12 May 2026 for shoulder-season 2027 while Eden is still portable.
    Measure
    Deposit paid
    Target
    1
    By when
    12 May 2026
    How often
    Weekly
    Status
    COMPLETED

  • Health

    What
    Protect 6.3 hours on weeknights. One buggy walk on Saturday still counts as the body session.
    Measure
    Weeknight sleep
    Target
    6.3 hours
    By when
    31 Dec 2026
    How often
    Daily
    Status
    IN PROGRESS

  • Learning

    What
    Four hours a month of own-skill in the nap window through 31 Dec 2026. Not a certificate chase.
    Measure
    Own-skill hours
    Target
    4 / month
    By when
    31 Dec 2026
    How often
    Weekly
    Status
    IN PROGRESS

  • Dreams

    What
    Keep the 80 Life Experience transfer through 31 Mar 2027 so one family trip is paid before Eden is in school.
    Measure
    Sinking fund hits 80
    Target
    Every payday
    By when
    31 Mar 2027
    How often
    Monthly
    Status
    PLANNING

  • Friends

    What
    One non-playdate hangout a month with Jules and Harper — a kitchen after bedtime, not a networking drink.
    Measure
    Adult hangouts
    Target
    1 / month
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    AT RISK

Life experience goals

  • Family trip while Eden is portable
    What
    Booked the portable family trip — deposit paid 12 May 2026 for shoulder-season 2027 while Eden is still portable.
    Category
    Travel
    Time bucket
    30s
    Cost
    GBP 3,200
    Memory dividend
    High
    Health/energy
    Medium
    By when
    12 May 2026
    Status
    Completed
  • Weekend without the toddler
    What
    One weekend Morgan and Drew, grandparents on Eden, in 2027 — not a networking trip.
    Category
    Event
    Time bucket
    30s
    Cost
    GBP 900
    Memory dividend
    High
    Health/energy
    Medium
    By when
    1 Jun 2027
    Status
    Completed
  • Kitchen table with Jules and Harper
    What
    Host Jules and Harper once a quarter through 31 Dec 2026 — after bedtime, not a playdate.
    Category
    Event
    Time bucket
    30s
    Cost
    GBP 1,200
    Memory dividend
    High
    Health/energy
    Low
    By when
    31 Dec 2026
    Status
    In Progress
  • Saturday climbing wall
    What
    A ten-punch pass before the year turns — Drew on Eden, one hour, not a membership identity.
    Category
    Skill/Hobby
    Time bucket
    30s
    Cost
    GBP 360
    Memory dividend
    Medium
    Health/energy
    High
    By when
    31 Dec 2026
    Status
    Completed
  • First 10k
    What
    Finish a local 10k in spring 2027. The fee is the smallest line.
    Category
    Health
    Time bucket
    30s
    Cost
    GBP 45
    Memory dividend
    High
    Health/energy
    High
    By when
    30 Apr 2027
    Status
    On Track
  • Cornwall cottage week
    What
    A week in a cottage when Eden is four — Dream until a year is dated. Not instead of the 2027 city trip.
    Category
    Family Trip
    Time bucket
    30s
    Cost
    GBP 2,800
    Memory dividend
    High
    Health/energy
    High
    By when
    —
    Status
    Dream

Life goals in your 40s: Avery Tan, 42, Singapore

Peak earning, two children, a house and a second property. CPF and SRS came first. Taxable brokerage is the smaller sleeve.

Pillar priority, 1–10

Money
5
Family
8
Health
8
Learning
9
Dreams
6
Friends
7

Six life goals

  • Money

    What
    Keep the 1,600 CPF, 520 education sleeve, and 380 sinking-fund transfers through 31 Dec 2026 even when Pebble Bay MCST runs long.
    Measure
    Three transfers hit payday
    Target
    Every payday
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    ON TRACK

  • Family

    What
    One Saturday morning 08:00–11:00 with Riley, Sam, and Quinn with phones away through 31 Dec 2026.
    Measure
    Unplugged Saturday mornings
    Target
    1 / weekend
    By when
    31 Dec 2026
    How often
    Weekends
    Status
    ON TRACK

  • Health

    What
    Sleep 7–8 hours every weeknight (lights out 22:30) and three resistance sessions a week through 31 Dec 2026.
    Measure
    Weeknight sleep hours
    Target
    7–8 hours
    By when
    31 Dec 2026
    How often
    Daily
    Status
    IN PROGRESS

  • Learning

    What
    Played one complete song at a Tan family dinner on 14 Jun 2026 — 25 minutes Tuesday and Thursday through the spring.
    Measure
    Song performed at dinner
    Target
    1
    By when
    14 Jun 2026
    How often
    Weekly
    Status
    COMPLETED

  • Dreams

    What
    Keep 380/mo toward two weeks in Europe for Avery, Riley, Sam, and Quinn. Set execute-on only when the year is dated.
    Measure
    Trip booked
    Target
    1
    By when
    31 Dec 2027
    How often
    Quarterly
    Status
    REVIEW

  • Friends

    What
    One non-work hangout a month that is not a school gate or a playdate — a kitchen after bedtime, or a walk with Riley’s people.
    Measure
    Adult hangouts
    Target
    1 / month
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    AT RISK

Life experience goals

  • Watch Australian Open Grand Slam
    What
    Sit in the stands with Riley at a 2027 Australian Open session before Avery turns 45 — peak-memory years, not a bucket-list at 60.
    Category
    Event
    Time bucket
    40–45
    Cost
    SGD 12,000
    Memory dividend
    High
    Health/energy
    Medium
    By when
    31 Dec 2026
    Status
    Planning
  • Learn to Play Guitar
    What
    Played one complete song at a Tan family dinner on 14 Jun 2026.
    Category
    Skill/Hobby
    Time bucket
    40–45
    Cost
    SGD 1,500
    Memory dividend
    Medium
    Health/energy
    Low
    By when
    14 Jun 2026
    Status
    Completed
  • Resilience-Building Nature Trip
    What
    One weekend hike with Riley, Sam, and Quinn before school term 2027 — high energy, high memory dividend, Current bucket.
    Category
    Family Trip
    Time bucket
    40–45
    Cost
    SGD 2,800
    Memory dividend
    High
    Health/energy
    High
    By when
    1 Jun 2027
    Status
    In Progress
  • Grand Europe Family Vacation
    What
    Two weeks in Europe for Avery, Riley, Sam, and Quinn.
    Category
    Family Trip
    Time bucket
    45–50
    Cost
    SGD 28,000
    Memory dividend
    High
    Health/energy
    High
    By when
    —
    Status
    Dream
  • First 10k with Riley
    What
    Finish a local 10k in spring 2027. The fee is the smallest line.
    Category
    Health
    Time bucket
    40–45
    Cost
    SGD 80
    Memory dividend
    High
    Health/energy
    High
    By when
    30 Apr 2027
    Status
    On Track
  • Chinese class with the twins
    What
    Eight Saturday-morning hours so Avery can help with homework without a worksheet panic.
    Category
    Education
    Time bucket
    40–45
    Cost
    SGD 640
    Memory dividend
    High
    Health/energy
    Low
    By when
    31 Dec 2026
    Status
    Planning

Life goals in your 50s: Cameron & Sage Park, 54, Canada

Two Canadian incomes, two teenagers, and a mortgage tail that is finally shrinking. RRSP and TFSA came first — taxable brokerage is the smaller sleeve. Noah is 17 — tertiary is on the calendar.

Pillar priority, 1–10

Money
6
Family
8
Health
8
Learning
7
Dreams
7
Friends
6

Six life goals

  • Money

    What
    Keep the 720 brokerage auto-invest, the 550 RESP, and the 1,120 RRSP through 31 Dec 2026 even when the teens ask for another trip.
    Measure
    Three transfers hit payday
    Target
    Every payday
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    ON TRACK

  • Family

    What
    Five weeknights home before 19:30 through 31 Dec 2026. Saturday morning is theirs, phones in the drawer.
    Measure
    Weeknights home before 19:30
    Target
    5 / week
    By when
    31 Dec 2026
    How often
    Weekly
    Status
    ON TRACK

  • Health

    What
    Finished the first 10k with Sage on 18 Apr 2026 — eight weeks of Tuesday walks after pickup.
    Measure
    Race completed
    Target
    1
    By when
    18 Apr 2026
    How often
    Weekly
    Status
    COMPLETED

  • Learning

    What
    Four hours a month of own-skill through 31 Dec 2026. Not a certificate chase.
    Measure
    Own-skill hours
    Target
    4 / month
    By when
    31 Dec 2026
    How often
    Weekly
    Status
    IN PROGRESS

  • Dreams

    What
    Keep the 180 Life Experience transfer through 31 Mar 2027 so one family trip is paid before Noah leaves.
    Measure
    Sinking fund hits 180
    Target
    Every payday
    By when
    31 Mar 2027
    How often
    Monthly
    Status
    REVIEW

  • Friends

    What
    One non-school hangout a month with Blair and Kit — a kitchen after the teens are out, not a networking drink.
    Measure
    Adult hangouts
    Target
    1 / month
    By when
    31 Dec 2026
    How often
    Monthly
    Status
    AT RISK

Life experience goals

  • Last family trip before empty nest
    What
    One family trip in 2027 while Noah is still in the house — not a sabbatical, two weeks.
    Category
    Family Trip
    Time bucket
    51–60
    Cost
    CAD 12,000
    Memory dividend
    High
    Health/energy
    Medium
    By when
    31 Mar 2027
    Status
    Planning
  • Weekend without the teens
    What
    One weekend Cameron and Sage, teens at a friend’s, in 2027 — not a networking trip.
    Category
    Event
    Time bucket
    51–60
    Cost
    CAD 2,800
    Memory dividend
    High
    Health/energy
    Medium
    By when
    1 Jun 2027
    Status
    Planning
  • Kitchen table with Blair and Kit
    What
    Host Blair and Kit once a quarter through 31 Dec 2026 — after the teens are out, not a school event.
    Category
    Event
    Time bucket
    51–60
    Cost
    CAD 4,500
    Memory dividend
    High
    Health/energy
    Low
    By when
    31 Dec 2026
    Status
    In Progress
  • Saturday climbing wall
    What
    A ten-punch pass before the year turns — Sage on the teens, one hour, not a membership identity.
    Category
    Skill/Hobby
    Time bucket
    51–60
    Cost
    CAD 480
    Memory dividend
    Medium
    Health/energy
    High
    By when
    31 Dec 2026
    Status
    Planning
  • First 10k with Sage
    What
    Finished the first 10k with Sage on 18 Apr 2026 — eight weeks of Tuesday walks after pickup.
    Category
    Health
    Time bucket
    51–60
    Cost
    CAD 80
    Memory dividend
    High
    Health/energy
    High
    By when
    18 Apr 2026
    Status
    Completed
  • Rockies cottage week
    What
    A week in a cabin when Mia is sixteen — Dream until a year is dated. Not instead of the 2027 family trip.
    Category
    Travel
    Time bucket
    51–60
    Cost
    CAD 8,500
    Memory dividend
    High
    Health/energy
    High
    By when
    —
    Status
    Dream

Life experience goals: why the window matters

An experience has a window: the years when your body, your family, and your energy still match it. A trip the children still want to join, a race your knees still allow, a visit while a parent can still travel. Waiting for the Freedom Date can close that window. That is why each life experience goal above carries a time bucket — the stretch of years it belongs to — and a cost you can fund now rather than later. See when money can step aside with the FIRE calculator, then how much you can spend each month toward zero with the Path to Zero calculator.

Start with one pillar

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